Many years ago a friend of mine shared with me a gaming acronym and metaphor; DoT – Damage over Time. In computer gaming, it refers to things that can happen to your character, like being poisoned or having a spell cast against it. In the real world, we used it to describe choices and decisions around spending money that weigh you down and can negatively impact you. DoTs in real life can apply to...
Watch out for those DoTs!
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